Subscription Cost Calculator
Last updated: 2026-06-25
The subscription cost calculator adds up scattered recurring subscriptions like Netflix, YouTube, and mobile plans to show your total monthly and yearly cost at once.
Yearly items are divided by 12 to a monthly basis, so monthly total = Σ(monthly charges) + Σ(yearly charges ÷ 12).
Enter Your Subscriptions
Total monthly cost
$0
| Item | Billing | Monthly |
|---|---|---|
| Monthly total | ||
| Yearly total | ||
| Daily average | ||
Currency conversion and tax on foreign subscriptions are not applied automatically. Entering the amount from your actual bill gives the most accurate result. Results are estimates for reference.
How to Use
- Add subscriptions - enter the name and amount of each recurring subscription such as Netflix, YouTube, or your mobile plan. Use "+ Add item" to add more rows.
- Choose the billing cycle - mark each item as monthly or yearly; yearly items are automatically converted to a monthly equivalent.
- View the total - press Calculate to see your total monthly cost, yearly cost, and average daily cost in a per-item table.
How to Add Up Subscriptions and Spot Money That Leaks
As the subscription economy grows, the average person runs 5 to 10 recurring payments at once. Each one is only a few dollars, so it feels small - but added together they reach tens of dollars a month and can pass $1,000 a year. This calculator pulls scattered items into one place and converts them to a monthly and yearly total, so you can see exactly how much actually leaves your account each month.
| Example item | Billing cycle | Amount entered | Monthly |
|---|---|---|---|
| Video streaming | Monthly | $15.49 | $15.49 |
| Music streaming | Monthly | $10.99 | $10.99 |
| Shopping membership | Yearly | $49.00 | about $4.08 |
| Cloud storage | Yearly | $11.99 | about $1.00 |
Yearly items are divided by 12 to a monthly basis and then added to your monthly items. In the example above the monthly total is about $31.56 and the yearly total is about $378.72. After adding everything up, first review the items you rarely use and check whether they can be bundled with a family plan or combined discount.
The Complete Subscription & Budget Guide covers how to cut subscription spend and rebuild your whole budget in detail.
Frequently Asked Questions (FAQ)
How are yearly subscriptions added up?
Yearly items are divided by 12 to get a monthly equivalent and then added to your monthly items. For example, a $49/year subscription is counted as about $4.08 per month and added to your total monthly cost.
Does the calculator include tax or currency conversion?
This is a reference tool that simply sums the amounts you enter. Currency fluctuations on foreign subscriptions and whether tax is included are not applied automatically, so entering the amount from your actual bill gives the most accurate result.
Are my entered subscriptions saved?
No. All calculations run only in your browser, and the subscriptions and amounts you enter are never sent to or stored on a server. Refreshing the page resets your inputs.
How can I reduce my subscription costs?
Start by reviewing the items you rarely use in your totals. Bundle services with family plans or combined discounts, and cancel items that auto-renewed after a free trial to cut your monthly cost significantly. See the Subscription & Budget Guide for more.
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About
See Subscription Tracker's principles and calculation standards.
Last updated: 2026-06-25